Home Loans for Nurses
Rewarding the Ones Who Care Most – With Smarter Lending Solutions
Specialised Lending for Nurses and Healthcare Workers
Nurses are the backbone of our healthcare system – and at XploreFS, we believe you deserve a lending solution that recognises your value. We help nurses access home loans with exclusive benefits like waived Lenders Mortgage Insurance (LMI), lower deposit requirements, and fast-tracked approvals.
Whether you’re a registered nurse, midwife, enrolled nurse, or a part of the allied health workforce, we tailor each loan to suit your income, shift patterns, and long-term goals. Because we understand that a stable career like yours should come with strong financial support.
Low Deposit, High Confidence
Getting into the property market doesn’t have to mean saving for years. Many nurses we work with are able to purchase a home with as little as 5% deposit—and in some cases, with no LMI at all. That’s a game-changer.
We’ll guide you through your eligibility and ensure you get the maximum benefits available, without the confusion or stress. Our team does the hard work behind the scenes so you can stay focused on what you do best—caring for others.
Simple, Fast, Stress-Free Process
We know your time is limited, and your work can be emotionally demanding. That’s why we make the home loan process simple and straightforward.
From your first consultation to settlement, we take care of the paperwork, liaise with lenders, and keep everything moving smoothly in the background. And if you’re buying with a partner or as a solo applicant, we tailor our advice and strategy to fit your situation.
Built on Trust, Backed by Results
At XploreFS, we don’t just promise great service—we deliver it. James and the team have helped countless healthcare professionals get into the property market with confidence and ease.
Our reputation is built on care, clarity, and results. When you partner with us, you’re choosing a team that treats you with the same level of dedication that you show your patients.
Frequently Asked Questions About Home Loans for Nurses
Do nurses qualify for waived LMI like doctors?
Yes – many lenders extend LMI waivers to nurses and allied health professionals. It depends on your income, employment type, and credit history.
What if I’m a casual or contract nurse?
We work with lenders who understand healthcare rosters and income variability. Even casual nurses can qualify with the right documentation.
How much can I borrow as a nurse?
Borrowing power depends on your income, existing debts, and the lender’s policies—but nurses are often seen as low-risk, which helps.
Can I buy with a partner who isn’t a nurse?
Absolutely. We’ll assess your combined situation and still apply nurse-specific benefits where applicable.